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Forms and Fees | Schmitt Chiropractic & Rehab

Forms and Fees

With Insurance

We accept almost all insurance plans. Chiropractic is not covered by Tricare in any situation, but we are in network with all other carriers. The majority of insurance providers cover chiropractic care, but what it costs you depends on your insurance plan.

Many plans will require you to pay towards your deductible until it is met, and then pay a coinsurance percentage after that. Some plans will have a co-pay that you must pay each treatment, but then they will waive the deductible. The only way to know exactly what it will cost is to call our office and let us know what which plan you have. We can call and get exact benefits for chiropractic care, and based on contracted rates, let you know what the cost of an initial visit would be, as well as any follow up visits that may be necessary. A list of insurance we accept and are in network with include, but are not limited to, Blue Cross Blue Shield, United Healthcare, Aetna, Cigna, Midlands Choice, Group and Pension Administrators, Coventry, Humana, Medicare, and Medicaid. If your insurance is not listed above, please give us a call and we can let you know our network status with your insurance carrier.

Without Insurance

Our goal is to make chiropractic care affordable for everyone. We do offer time of service payment discounts for those that do not have insurance. These rates fall closely in line with what insurance rates are for those that have to pay towards a deductible. In order to comply with regulations, and to give a discount off of the retail price, we must put you in network with a third party network. The company we use for this is called ChiroHealthUSA. There is a $49 annual fee to below to the network, and this includes you and any family members as well.

The first visit, which includes the consultation, exam, and treatment, is $85. Follow up treatments are $50. Treatment includes chiropractic care, as well as any muscle therapies and/or exercises done during treatment. Please give us a call if you have any questions in regards to our non-insurance rates.

You have the right to receive a “Good Faith Estimate” explaining how much your health care will cost.

Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.

  • You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
  • Make sure your health care provider gives you a Good Faith Estimate in writing at least one business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
  • If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
  • Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.